Debt Collection and Recovery

Debt collection and recovery services, including ‘soft’ collections and collections of a litigious nature, advice on credit agreements, debt structuring, negotiation, settlements, and other debt related dispute resolution services.

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Clifton Motshepe

Associate Attorney, Litigation

BOOK CONSULTATION PROFILE

Centurion

Send email

012 664 4113

079 503 7594

Clifton Motshepe

Associate Attorney, Litigation

BOOK CONSULTATION PROFILE

Centurion

Send email

012 664 4113

079 503 7594

A small debt shouldn’t cost you your home

28 April 2026

Courts have reaffirmed that a primary residence cannot be sold for a small debt without strict scrutiny.

Article

Car balloon payments: Pop goes your budget!

31 March 2025

A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact... of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.

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Article

Prescription and claims against organs of state

28 February 2023

Claims against the state may arise from several causes of action. Importantly though, it must be remembered that claims against... any organ of state are also subject to prescription, and care should be taken to not let your claim prescribe. In this article, we examine the current legal position in respect of prescription and claims against the state.

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Article

What legal costs can a creditor charge a debtor to recover outstanding debt?

08 February 2022

When times are tough, you may not get around to paying all your bills. But be warned, if neglected for... too long, it will inevitably lead to letters of demand for payment along with interest, charges and legal fees. As your outstanding obligations grow, you may wonder whether all these costs are allowed? Lets unpack what the law says.

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Article

Prescription and surety don’t always play well together

06 January 2021, Clifton Motshepe

Our company is owed money by one of our contractor companies who we helped with finance and provided us with... personal sureties by the shareholders as security for the transaction. They have been making promises that they will pay for some time and we left it, but now we are getting worried about prescription. We are also unsure whether if we act ag

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Article

Business interruption insurance and Covid-19

11 September 2020, Neil Esterhuysen

I’m a restauranteur and have suffered massive losses during the Covid-19 lockdown. I was just wondering whether there are any... insurance options I may have or could look into to make up for some of the losses in my business due to Covid-19?

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